is not a government website and is privately owned. Learn more.
Lower Your Healthcare Costs with a Supplemental Accident Plan
Compare Obamacare Prices and Plans Now!

Accident Insurance Plans

An accident insurance plan provides you with a lump-sum payment after an accident to use as you wish. It is designed to help with out-of-pocket expenses such as deductibles, copays, transportation to medical centers, childcare and more.

Accident insurance could cover things like treatment for injuries, medical services (ambulance, emergency care, etc.), hospitalization, and sometimes additional benefits like supplements for lodging.

Accident insurance may be a good option for you if:

  1. You don’t expect to go to the doctor much, if at all. Since they provide a lump sum payout that may or may not cover the cost of service, accident insurance plans may be good option for individuals who don’t get sick or plan to go to the doctor often, but want to have some level of coverage in the case of an accident.
  2. It’s outside Open Enrollment and you don’t qualify for Special Enrollment. An accident insurance plan can help bridge the gap between coverage when you can’t enroll in a traditional plan, in the case that you do experience an accident. It can be an effective way to minimize unforeseen medical expenses.
  3. You don’t qualify for a government subsidy. Accident insurance doesn’t meet minimum ACA requirements, so you won’t get any government help paying your plan premiums or out-of-pocket costs with this type of plan. If you’re eligible for government assistance, be sure to calculate that amount into your costs for both types of plans and weigh your options.
Here are some of our leading partners in :
Click on one or more to get a quote!
Find an Affordable Plan Now!
To start comparing plans and prices, enter your zip code.
Speak to a Health Care Agent!
(844) 492-1987

Speak to a Health Care Agent
(844) 492-1987
Mon-Fri: 8am-10pm EST
Sat-Sun: 9am-5pm EST
700 S. Flower St., Suite 640,
Los Angeles, CA 90017 is an independent marketplace and is not a federal or state Marketplace website. does not provide quotes or sell insurance directly to consumers, is not affiliated with any exchange, and is not a licensed insurance agent or broker. Accordingly, you should not send us (via mail or email) any sensitive information, including personal health information or applications. Any such communications will not be treated as confidential and will be discarded, as, in offering this website, we are required to comply with the standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information.

This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website or go to the Health Insurance Marketplace website at

Advertised Pricing:

There are several factors that impact your monthly premium; including, but not limited to your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

The advertised price may not be typical. It was generated using the Kaiser Family Foundation's subsidy calculator that was accessed on September 16, 2020. The following parameters were used: 21 year old adult, non-tobacco user, annual income of $24,700 in 2020, no children, and no available coverage through a spouse's employer. The resulting monthly premium was $30 per month (or $360 per year after $2,751 in subsidies) for a Bronze Plan. Even when using the same parameters, this result is subject to change.